Flutterwave just made one of the most strategic fintech moves in Africa. By acquiring Mono in a $25M–$40M all-stock deal, Flutterwave isn’t just expanding — it’s building the foundation for a new financial stack across the continent. Mono connects millions of bank accounts, powers open banking, and unlocks verified financial data. Combined with Flutterwave’s payment rails, this means faster onboarding, smarter risk scoring, reduced fraud, and more access to credit for businesses and individuals.