Paying off collections feels like the “responsible” thing to do… but without the right agreement, it can backfire. 💳❌ One of my clients paid $11,000 in collections, but because there was no pay-for-delete in place, the debt is gone—but the negative mark could stay on her credit report for 7 more years. The truth is: credit repair isn’t just about paying, it’s about using the right strategy. Knowledge is power when it comes to protecting your financial future. 💡 If you’re ready to learn how to
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