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All about decreasing term. By the way, credit life uses decreasing term. Mortgage redemption uses decreasing term as well. #testtakingtips #lifeinsuranceexamprep #studyhard #
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Decreasing term or level term insurance… what’s the difference, and why does it matter? 💭 With decreasing term insurance, your cover reduces over time, usually in line with your mortgage. If something happened, the payout is designed to clear only what’s left on the mortgage. With level term insurance, the cover stays the same for the full term. That means even as your mortgage reduces, the payout doesn’t. So if there’s money left over after the mortgage is cleared, the recipient would get the
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