💡 Thinking about refinancing? Rates are finally coming down, but before you make a move, you NEED to know the 18-Month Rule ⏱️🏡 👉 Break even on closing costs in 18 months or less—or refinancing could cost you money instead of saving it. ✨ Pro tip: If you’re planning to stay long-term, it can still make sense, but don’t go over 3 years to break even. Remember—the average mortgage only lasts about 7 to 8 years! 📲 Follow for more smart real estate mortgage tips! | Daniel Tanasa Realtor & Invest

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