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December 23, 1913, marked a turning point in American history that still shapes the U.S. economy today. Just days before Christmas, President Woodrow Wilson signed the Federal Reserve Act into law, creating the central banking system of the United States. In this video, we explore what happened in history on December 23, why the Federal Reserve was created, and how decades of financial panic, bank failures, and economic instability led to this historic decision. From the Panic of 1907 to the sec
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