The 7 Baby Steps are a proven, step-by-step plan to take control of your money and build wealth. First, save $1,000 as a starter emergency fund. Then, knock out all debt except your house. Once you’re debt-free, build up 3–6 months of expenses. From there, you’ll invest, save for college, and pay off your home early so you can live and give like no one else. Follow this plan and you’ll change your life forever. | Dave Ramsey
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1.6M views · 19K reactions | Baby Step 1: Save $1,000 for your starter emergency fund. I know what you’re thinking—Is $1,000 really enough? It is. This isn’t your forever emergency fund. It’s your starter fund to keep you from going deeper into debt while you attack Baby Step 2. When you’re focused, you’ll knock out debt fast, and then you can build a fully funded emergency fund. Stick to the plan—it works! | Dave Ramsey | Facebook
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How to Get Out of Debt & Build Wealth: Baby Step 1: Save $1,000 for your starter emergency fund. Baby Step 2: Pay off all debt (except the house) using the debt snowball. Baby Step 3: Save 3–6 months of expenses in a fully funded emergency fund. Baby Step 4: Invest 15% of your household income in retirement. Baby Step 5: Save for your children’s college fund. Baby Step 6: Pay off your home early. Baby Step 7: Build wealth and give. | Ramsey Solutions
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