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  1. LSR - The Pension Fund for State Employees in Iceland

    Pensions At LSR you get extensive pension rights for you and your family. More about LSR pensions

  2. Overview - LSR

    LSR offers indexed mortgages with a fixed interest rate for the whole loan period. You do not have to pay a prepayment fee, neither when you pay a part of your loan off early nor when it is paid …

  3. Contact us - LSR

    For pension matters: [email protected] For contributions and private pension savings: [email protected] For loan matters: [email protected] Submitted invoices and related issues: [email protected] General …

  4. Loan calculator - LSR

    Due to a Supreme Court ruling in case no. 55/2024, LSR will for the time being only process applications for indexed loans with fixed interest rates for the entire loan term.

  5. News and announcements - LSR

    Dec 19, 2025 · News and announcements LSR Investment Policies 2026 19. December 2025 The Board of LSR has approved the fund’s investment policies for Division A, Division B and the …

  6. Division A - Residency abroad - LSR

    If LSR retirees or pensioners are domiciled abroad, they must submit a certificate of life to the fund every year. The certificate must be confirmed by an official body in the country concerned.

  7. Investments - Overview - LSR

    LSR is a long-term investor with the aim of guaranteeing fund members a good long-term return. At the same time, efforts are made to limit risk as much as possible with a varied and well …

  8. Mínar síður LSR

    Rafræn innskráning Innskráning á Mínar Síður hjá LSR krefst rafrænnar innskráningar. Með því tryggjum við öryggi gagna þinna og auðveldum þér alla umsýslu.

  9. Overview - LSR

    LSR is both the oldest pension fund in Iceland and the largest in terms of assets. The fund has guaranteed its members and their families extensive rights for over 100 years.

  10. LSR Private Pension - LSR

    Get a pay raise with private pension savings! When you pay into a private pension, your employer adds 2% to your salary and pays it into the private pension savings. That's a direct pay raise …