There are potential benefits and downsides to debt consolidation.

If a personal loan closure alters an individual's credit mix and credit age, it can result in a slight temporary decline in ...

Learn about the risks and legal obligations of a personal guarantee.

Those “congratulations, you’re pre-approved” messages can feel flattering and tempting. But behind the easy money is a proper ...

For personal loans, banks provide a 3 to 15-day cooling period during which the borrower can cancel the loan. Usually, there ...

Achieve reports that unsecured personal loans, based on creditworthiness, can offer lower rates than credit cards, aiding ...

More lenders are approving home equity loans without traditional appraisals, cutting weeks off the process. Here's how ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

Last week, the average interest rate on 10-year fixed-rate private student loans moved up. Private Student Loan Interest ...

For affiliate marketers targeting the U.S. finance sector, few opportunities offer the stability, profitability, and year-round demand found in the personal loan affiliate program space. Unlike ...

Home equity loan interest rates fell to a 2-year low this week. Here are three things borrowers should do right now.

Most personal loans offer fixed interest rates and predictable monthly payments, but potential downsides include high borrowing costs, fees, penalties and credit impacts ...