There are potential benefits and downsides to debt consolidation.

Shot of smiling beautiful businesswoman working in call center. Shot of a adorable asian woman working in a call center with a male colleague. Reducing debt can feel overwhelming, especially when ...

The average three-year personal loan rate is 14.36% APR, but you might qualify for a lower rate with good or excellent credit. A debt consolidation loan can help simplify your efforts to pay down debt ...

Have you ever asked yourself what’s the smarter way to deal with multiple debts, choosing debt relief or going for ...

Considering credit card debt relief in the last month of 2025? Here's why it may (or may not) make sense to pursue.

Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics. Angelica previously held editing ...

The term "debt relief" or "debt resolution" generally refers to several ways you might restructure debt to make it more affordable. Debt relief options include debt consolidation, debt management, ...

Trying to dig yourself out from underneath a growing pile of high-interest debt can often feel like you’re working hard to defeat something that will never truly end. Once you shovel out a nicely ...

Personal loans are a general financial product that gives you access to funds you must pay back over time, and debt consolidation loans help you bundle multiple types of debt into one monthly payment.

Despite soaring debt, just 1 in 3 homeowners take strategic steps to regain control Some homeowners are so riddled with debt that they have trouble sleeping at night. And only a third are taking a ...