Using personal credit strategically can help small business owners build traction, prove viability, and unlock better ...

About half of all Americans have credit card debt, and the amount they owe continues to grow each year. However, roughly the ...

Tools like balance transfer cards, loan refinancing, and nonprofit counseling can help Americans cut interest and pay off ...

A debt consolidation loan can help you streamline credit cards and other high-interest debt, but favorable terms often ...

Washington money writer can afford to pay off his student loans, but he chooses not to. Here's how to figure out whether his ...

While carrying a balance on your credit card should never be your first choice, it's growing increasingly unavoidable for ...

Achieve reports that unsecured personal loans, based on creditworthiness, can offer lower rates than credit cards, aiding ...

There are potential benefits and downsides to debt consolidation.

My only other debt is my mortgage.” (Photo subject is a model.) - /iStockphoto Dear Quentin, I have $12,000 in credit-card debt due to multiple home and auto repa ...

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Consolidating debt into one loan means one payment per month. This means a quicker and simpler payment than repeatedly paying ...