Rita Benson, a married mother of two from Florissant, knows the drill at payday loan shops. "I've had several different loans," she said. "A lot of it was just emergency stuff - my car broke down and ...

Payday loan industry representatives have said they provide a necessary service to people who need emergency funds for a car, medical bill or other expense and have no access to more traditional ...

The payday-loan industry, which argues that it provides viable credit options to people who need them, has formed a political action committee to try to convince the public that such concerns are ...

Americans take out roughly $50 billion in payday loans a year, each racking up hundreds of dollars in fees and interest. But a small and growing service that allows its users to take an advance on ...

Outrage over payday loans, which trap millions of Americans in debt and are the best-known type of high-cost loans, has led to dozens of state laws aimed at stamping out abuses. But the industry has ...

Credit counselors say North Texas families in financial distress often turn to emergency loans, including payday and title loans, only to find that short-term lenders are often unwilling to help them ...

Manny Reyes took the loan money and, boy, was it easy. Three hundred dollars in his pocket to help pay for January's rent and a broken axle on his pickup truck -- cash he needed because he paid off ...

COLUMBIA, S.C. — Soft music plays in the background of a new TV ad campaign as it urges viewers to use payday loans only for emergencies. One scene shows a broken-down car. Another depicts a boy in a ...

The payday loan industry has been steadily increasing its lobbying efforts in Congress, a new report finds. Citizens for Responsibility and Ethics in Washington (CREW) released a study today ...

The payday loan industry walks the line between helping and taking advantage of people who live from paycheck to paycheck. Which side of that line the lending businesses are on depends on one's point ...

There have been lots of not-so-nice adjectives directed at the payday loan industry. Add "sinful" to the list, according to a 2016 survey from LifeWay Research sponsored by Faith for Just Lending. The ...