There are potential benefits and downsides to debt consolidation.

Consolidating debt with a personal loan isn’t just about simplifying bills right now, it’s about making space to move forward ...

Personal loans are popular options for credit card debt consolidation. Replacing revolving credit card debt with an installment loan can help you pay less interest and clear balances sooner. By ...

A personal loan can be a smart way to lower your interest rate and simplify your monthly payments — if you stop using your credit cards and commit to not adding new debt. Try This: 5 Subtly Genius ...

A debt consolidation loan can help you streamline credit cards and other high-interest debt, but favorable terms often ...

The spread between personal loan and credit card rates has become historically wide. Credit card marketing costs and consumer habits may be the cause. You can use this information to your advantage, ...

Here's a concerning stat: Americans owed $1.18 trillion in credit card debt in the first quarter of 2025, according to Motley Fool Money research. If you're adding to that number, though, fear not -- ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. This creates confusion for borrowers who are seeking relief due to ...

Tools like balance transfer cards, loan refinancing, and nonprofit counseling can help Americans cut interest and pay off ...

While carrying a balance on your credit card should never be your first choice, it's growing increasingly unavoidable for ...

Using personal credit strategically can help small business owners build traction, prove viability, and unlock better ...