But a merchant cash advance can easily make matters worse, and if you can't repay, it could put you in serious financial and legal trouble. Before you consider using a merchant cash advance for your ...

If you’re running short on cash and funding opportunities, a merchant cash advance (MCA) might be the best option to keep your business running. MCAs aren’t technically business loans, as advances and ...

A merchant cash advance forwards cash against future sales. MCAs have aggressive repayments that disrupt profitability until it’s repaid. Borrowing fees are high with rates of 50 percent to 100 ...

If there is anything that the pandemic, the Great Resignation and the resurgence of inflation have taught us, it’s that what we think is a sure thing just might not be. That includes the cash flow of ...

The Consumer Financial Protection Bureau’s adopting release for its small business data collection and reporting rule goes beyond that rule by including a discussion deeming merchant cash advances to ...

Any independent sales organization contemplating a merchant cash-advance business should review the best-practice recommendations of the North American Merchant Advance Association, the group’s ...

MCAs often contain onerous (and potentially illegal or unenforceable) provisions that end up causing more trouble than they are worth. Following is some general guidance based on our experience ...

The growth of the merchant cash advance market is influenced by the growing demand for alternative financing. Moreover, the growing adoption of digital payments, including credit and debit cards, has ...

At first, Pedro Alarcon felt reluctant to help fund his restaurant by signing up for a merchant cash advance from a company that wasn t a bank. But he d had so much difficulty getting a conventional ...

It's the latest local company to file for bankruptcy because of high-interest, short-term loans from merchant cash advance ...

A merchant cash advance provides businesses with a cash payment based on future credit and debit card sales. Many or all of the products on this page are from partners who compensate us when you click ...