‘I know I need help.’ I owe $43,000 to my credit card company and I simply can’t repay it. How do I deal with this ‘honestly’?

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I’m 49 and have $56K in credit card debt. I’m spending $2K a month to pay it down but have a $22K check. How do I use it to pay off my debt faster?

Consolidating debt into one loan means one payment per month. This means a quicker and simpler payment than repeatedly paying ...
Backyard Garden Lover on MSN

The Top Habits for Avoiding (and Falling Into) Credit Card Debt, According to Experts

About half of all Americans have credit card debt, and the amount they owe continues to grow each year. However, roughly the ...

With record-high credit card debt, these balance transfer cards matter more than ever

While carrying a balance on your credit card should never be your first choice, it's growing increasingly unavoidable for ...

This Nashville couple is struggling with credit card debt on a $162K income — Dave Ramsey says it would be ‘easy’ to erase it in a year

One Nashville couple, married five years, has a combined debt of $562,000, although $500,000 of that is mortgage debt. Even ...

Missed a Credit Card Payment? Here’s How to Rebuild Your Credit

If you've missed your credit card payment deadline by a day or two, don't panic. A lapse of just a couple of days won't affect your credit score. You might even be able to get your credit card ...

Irresistible Deals Put Them in Debt. Now They’re Trying to Manage Their Overspending.

The convenience of one-click purchases and “buy now, pay later” loans is making it easier for people to shop — and shop and ...
The Daily Overview on MSN

Use these five tips to avoid holiday credit card debt

Holiday sales, travel and parties can quietly push everyday budgets into the red, but a few deliberate choices can keep those ...