New Zealanders generally like to lock in for the cheapest rates on offer, but some commentators say it could pay off to try ...

Large builders’ mortgage buydowns make mortgages more affordable, but may inflate prices, raising concerns for buyers and the ...

Homeowners often see a mortgage as one of their largest financial commitments, and paying it off faster can feel like a major ...

Both products provide financing with traditionally low rates, but there are unique benefits and downsides to both.

A 50-year mortgage may sound like a good idea on paper, but there are a lot of risks involved that some homeowners don't know ...

Members of the Trump administration have floated a new proposal to address the nation’s housing crisis. It’s a dud. They ...

Although a 50-year mortgage may broaden access to homeownership for some, it does not address the root of the affordability ...

The rate on a 30-year fixed refinance slipped to 6.27% today, according to the Mortgage Research Center. Rates averaged 5.33% ...

The current average mortgage rate on a 30-year fixed mortgage is 6.21%, according to the Mortgage Research Center. The ...

The Youngstown Neighborhood Development Corp. received $2.475 million in grants from the Federal Home Loan Bank of Cincinnati’s Affordable Housing Program for home repairs and down payment assistance.

While a lender owns your loan, a mortgage servicer owns the mortgage servicing rights and handles loan management tasks ...

Down payments have surged since before the pandemic. How much are first-time and repeat buyers really putting down today—and ...