A home loan eligibility calculator estimates the maximum loan you can get today. It looks at your net monthly income, current ...

HUD’s RFI on reverse mortgage programs highlights an industry focus on mortgage insurance costs and liquidity constraints.

If you are evaluating a home loan, use this phase to secure a competitive spread, pick the right reset structure, and set a ...

Recently, the Department of Housing and Urban Development (HUD) solicited feedback on how to enhance the HECM program.

Mortgage critical defects increased in Q2 2025, driven by appraisal and eligibility issues, while the refinance defect share rose to 26.04%.

Trump withdraws his support for Rep. Marjorie Taylor Greene ...

Total mortgage debt will increase as actual ownership in equity will go down. If homeownership does increase, it will be “ownership” of the sort where the ...

If you've had your mortgage for a while or have built equity in your home, you may have considered refinancing. Refinancing is when you take out a new home loan to pay off the existing one to ...

As I type these words, I am sitting in front of one of Chuck Berry’s early residences in St. Louis. STL has a good musical reputation, a fine mortgage association, a Fed that puts out great research, ...

A VA loan with zero down payment lets veterans buy homes years sooner. Most first-time users pay nothing down, avoiding the $51,600 average upfront cost.

U.S. veterans are foundational to America’s identity. However, they have long faced unique challenges transitioning back to civilian life. To help, the government has introduced various programs over ...