While HELOC interest rates have ticked up in recent weeks, there are still smart ways to get a rate below 8% now.

HELOC interest rates have declined multiple times in the opening months of 2025. Here's when they could fall again.

With HELOC rates down around two points from where they were in 2024, experts recommend making these four moves now.

Ashley is a lead editor of mortgages and loans at Forbes Advisor. She graduated from Utah Tech University with a bachelor’s in English with an emphasis in creative writing. She began her career ...

There are several ways for homeowners to tap into the equity they’ve built in their properties. One option is a home equity ...

If you're looking to fund a home improvement project or repair, a home equity loan can be an affordable way to do so. Compared with other options, interest rates on home equity loans are usually ...

Home equity has long been a safety net for homeowners—but "negative credit shocks" are leaving them unable to tap equities ...

A balance transfer credit card allows you to transfer your credit card balance from one card to another, consolidating your ...

The most immediate and undeniable change in retirement is the disappearance of a steady paycheck. For decades, your income ...

Your equity is the value of your home, minus any remaining mortgage balances. The interest rate on a HELOC tends to be lower than rates on credit cards and personal loans. Lenders use your ...

borrowers can consolidate multiple high-interest debts into one monthly payment. Achieve’s HELOC has a fixed annual percentage rate and a loan term of 10, 15, 20 or 30 years. Achieve also offers ...