HELOC interest rates have declined multiple times in the opening months of 2025. Here's when they could fall again.

While HELOC interest rates have ticked up in recent weeks, there are still smart ways to get a rate below 8% now.

HELOC introductory rates can run as low as 0.25% but understand the terms before committing to the line of credit.

Ashley is a lead editor of mortgages and loans at Forbes Advisor. She graduated from Utah Tech University with a bachelor’s in English with an emphasis in creative writing. She began her career ...

There are several ways for homeowners to tap into the equity they’ve built in their properties. One option is a home equity ...

Here’s how a fixed-rate HELOC works and how it differs from a traditional home equity line of credit. What is a fixed-rate ...

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A split decision for home equity rates in the latest week. After falling for six consecutive weeks, HELOCs rose to 8 percent.

For example, the flexibility of a HELOC makes it a great way to borrow money for any purpose. And interest rates are often lower than other types of loans and are only paid on the amount borrowed.

As HELOC rates inch closer to 8 percent, home prices hit a benchmark of their own: the 20th all-time high in a row. Bankrate’s stories also look at how the Federal Reserve’s interest rate ...

Home equity has long been a safety net for homeowners—but "negative credit shocks" are leaving them unable to tap equities ...