Now around for about a decade, pay-advance apps enable users to access relatively small amounts of cash before their paycheck ...

About a quarter of all United State households are living paycheck to paycheck, according to new data released by Bank of ...

Debt falls on a spectrum. Mortgages and student loans can build long-term value, while high-interest credit cards and payday ...

Charlene Crowell, a senior fellow at the Center for Responsible Lending, warns that app-based payday lending products such as Buy Now, Pay Later and Earned Wage Access trap financially vulnerable ...

Experiencing financial scarcity takes a toll on cognitive functioning. Knowing how poverty impacts cognition can help ...

A debt consolidation loan can help you streamline credit cards and other high-interest debt, but favorable terms often ...

Nearly 200 consumer groups warn that proposed legislation would gut protections against predatory payday loan apps The bill ...

When you have poor credit or no credit score at all, the idea of securing a loan can feel impossible. But no credit check options with high approval chances remain a reliable path for those who need ...

A recent Bank of America report details why so many people are living paycheck to paycheck — and the numbers may be even ...

Cassie, 29, and Andre, 33, from Oklahoma earn about $4,600 a month after taxes and bring in an extra $900 from a roommate.

At question were consumer loans that nonbank lenders were issuing through banks chartered in other states with no caps or very high caps on interest rates.

NBC 5 Investigates talks to the payday loan industry, sparking a conversation that could bring hope to families struggling to ...