Mortgages are loans made specifically to buy real estate, but there are many kinds and reasons to take one out. Read on to ...

An FHA loan is a type of mortgage geared toward borrowers with lower credit scores or who otherwise don't qualify for a conventional loan. You can use an FHA loan to buy, build or renovate a home, or ...

The Federal Home Loan Bank System plays an important role in facilitating affordable housing initiatives by providing funds to financial institutions that dispense mortgage loans. The Federal Home ...

Jackie Lam is a contributor for CNET Money. A personal finance writer for over 8 years, she covers money management, insurance, investing, banking and personal stories. An AFC® accredited financial ...

As more housing and mortgage authorities seek to expand the scope of homeownership to those who have never purchased a home before, the government-sponsored enterprises (GSEs) and the Federal Housing ...

A jumbo loan might sound like something for millionaires, but it may be your best choice to finance even a modest home in ...

Government-owned corporation Ginnie Mae announced on Wednesday that it has revised its definition for high-balance loans, conforming to new limits announced earlier this week by the Federal Housing ...

Homeowners use offset mortgages to reduce the amount of interest they pay by applying their savings balance against their mortgage debt. While this strategy can be beneficial for some, this type of ...

Loan officers manage loan apps, guiding borrowers and coordinating with teams. To find a skilled loan officer, use referrals and verify their credentials. Effective communication with your loan ...