Navigating your financial future often begins with managing loans and understanding your home’s value. Personal loans require careful consideration beyond simply obtaining funds for your needs, and your home itself can be a powerful tool for building wealth when managed strategically.

According to a survey from the National Foundation for Credit Counseling (NFCC), which shared figures with CNBC, a whopping 71% of American adults agree that monthly debt gets in the way of building of savings and wealth, and 17% say their debt keeps them from planning for the future. (1) (2)

Paying off debt requires commitment and patience. You’ll need to carefully review your current debts, spending and budget and understand the available options you have at your disposal. With this information, you can create and implement a successful ...

While debt can be useful in certain situations, it can quickly spiral out of control. To pay off your balances and get back on track, the right debt management strategies are key. Depending on your unique situation, the methods you use might vary, but ...

Using personal credit strategically can help small business owners build traction, prove viability, and unlock better financing down the road.

Debt falls on a spectrum. Mortgages and student loans can build long-term value, while high-interest credit cards and payday loans can strain budgets if not repaid quickly.

People who find themselves under a mountain of debt might wonder whether they’ll ever crawl out of it. The first thing to know is that plenty of others have found themselves in the same position. And, many have been able to become debt-free — and in ...

The most compelling stories came from those who avoided debt altogether. A 20-year-old certified nursing assistant making about $8,000 monthly successfully stayed debt-free, paid $20,000 in full for a used car, and bought a house at age 20 in Florida. The secret? Hard work, talent, and living below her means while saving aggressively.

Black Friday shopping is almost here! But plans for a national shopping boycott this holiday season could affect sales.