Debt management is a systematic way to pay off your debts, either on your own or with the help of a professional debt management company. Debt management companies are skilled at negotiating on your behalf, often finding ways to lower payments or reduce ...

Learn the warning signs of debt relief scams and reliable programs to get back on track. By recognizing the warning signs, you can make informed decisions.

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. While debt management plans are often confused with other types of debt relief programs, like debt consolidation or debt ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. A debt management plan (DMP) can help you get your debt under control, but what happens when you ...

Tools like balance transfer cards, loan refinancing, and nonprofit counseling can help Americans cut interest and pay off debt faster in 2026.

4. Pay extra on the loan. If you get extra income through a second job, a bonus or tax returns, consider putting that toward repaying your loan. While it might be tempting to spend it on a dream vacation, consider how paying extra will help you in the long run. The same can be said for any other debt you may have.

Trump's Department of Education said it plans to remove the partial financial hardship requirement to enroll in income-based repayment in December.

As the holiday season fast approaches, many Americans are already bracing for a financial hangover that could last well into the new year. Gallup’s latest holiday forecast shows Americans plan to spend about the same on gifts this year as last year — though the average amount ($1,