A significant percentage of Americans (69%) used credit cards to cover holiday expenses last year, with 20% turning to Buy ...

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The Consumer Financial Protection Bureau said it would require a vow to “work collaboratively” with companies before ...

The number of Americans falling seriously behind on their credit card payments has soared to a near 15-year high.

A new survey from Consolidated Credit, a nonprofit credit counseling organization, shows that 36 percent of Americans ...

The second choice: Taking a loan from your 401 (k) at a rate of 6.5% would cost you $17,900 over the same period. Typically, you can take $50,000 maximum, but you have to pay it back within five years ...

Debt Support National has expanded its comprehensive debt relief programs to address the growing financial pressures facing American consumers struggling with mounting credit card balances and other ...

The Trump administration has issued an interpretive rule that undermines state laws forbidding the inclusion of medical debt on consumers’ credit reports. The guideline published in the Federal ...

Recent stress in the auto finance space is raising early red flags for US consumer credit. While consumer spending has remained strong, especially in durable goods like autos, it may decelerate going ...

For decades, banks controlled consumer credit. They decided who got approved, at what rate, and on what terms. But in 2025, banks are no longer the first option. Private credit, once a fringe asset ...

There have been significant developments in the regulation of consumer loans across both the European Union and the United Kingdom in recent years. In response to evolving market dynamics, ...

The consumer-credit map has been redrawn over the past decade. Buy Now, Pay Later (BNPL) sprinted from niche checkout option to mainstream phenomenon, while payday loans and earned wage access (EWA) ...