A debt consolidation loan can help you streamline credit cards and other high-interest debt, but favorable terms often ...

Before applying for a debt consolidation loan, ensure you meet lender requirements. Many set a minimum credit score, maximum ...

A form of installment credit, personal loans must be repaid in regular increments over a set period, or term Personal loans can be an affordable alternative to credit cards, since they have lower ...

Evan Coleman is an Updates Editor on the Credit Cards and Travel Rewards team at Forbes Advisor, showcasing his interest in personal finance and love of travel. He has written for a variety of local ...

Americans were buried under a record $1.23 trillion in credit card bills in the third quarter of 2025, according to the New York Fed, an increase of $67 billion from one year earlier. Overall, ...

David Kindness is a Certified Public Accountant (CPA) and an expert in the fields of financial accounting, corporate and individual tax planning and preparation, and investing and retirement planning.

Caroline Basile is Forbes Advisor’s student loans and mortgages deputy editor. With experience in both the mortgage industry and as a journalist, she was previously an editor with HousingWire, where ...