Jerry Brown is a personal finance writer based in Baton Rouge, La. He's been writing about personal finance for three years. Financial products he enjoys covering include credit cards, personal loans, ...

While every business likes to make sales, sales on account are only as good as the cash that will eventually come when the customer pays her balance. As such, small-business owners often need to ...

When you allow your credit card debt to compound, it can be tough to keep up with the payments over time — and that's especially true in today's high-rate credit card environment. With card rates ...

When you fall behind on a bill, you might get charged a late fee and your late payments could be recorded in your credit reports. If a bill goes unpaid for long enough, your creditor may send or sell ...

There are five different categories of information that make up your FICO® Score, but none is more important than your payment history, which accounts for 35% of the total. The most obvious piece of ...

In April 2025, Freedom Debt Relief reviewed data from tens of thousands of people actively looking for help with their debt. The numbers might be surprising. About one in four has at least one account ...

(NEXSTAR) — Few things on your credit report can affect your credit score like having an account in collections. As Experian explains, this record of a defaulted debt will typically remain on your ...

Garland, Texas ranked as the top city for the highest debt collection accounts in the nation. Eight Texas cities, including Dallas and Houston, were in the top 10 locations with the most collection ...