U.S. mortgage applications to buy a home surged last week to the highest level since early 2023, despite still-elevated ...

U.S. veterans are foundational to America’s identity. However, they have long faced unique challenges transitioning back to civilian life. To help, the government has introduced various programs over ...

With concerns over inflation, unemployment and the ramifications of the ongoing government shutdown, homeowners may understandably want to limit any rash moves and avoid borrowing money right now. But ...

Lying on a loan application might seem like a quick solution to secure funds, but it carries serious financial and legal consequences. Penalties range from immediate loan denial or forced repayment to ...

As of September 2025, mortgage rates have dropped the lowest they’ve been in almost a year, which is causing prospective homebuyers to take a second look. If you’ve never applied for a home loan, ...

The article discusses the current housing market situation, where almost 50 million mortgage holders have significant home equity due to rising prices and low interest rates. As the Federal Reserve ...

The demand for home loans eased but still ticked up 0.6% for the week ending Sept. 19, according to the Mortgage Bankers Association. The increase is not as significant as the 29.7% increase in ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up ...

How does a home equity loan work? First, it’s important to understand that the term home equity loan is simply a catchall for the different ways the equity in your home can be used to access cash. The ...

Buying a home has so many moving parts that it can feel like it takes forever to finish. One part of that process includes mortgage underwriting. A mortgage underwriter is the person who approves — or ...