Zillow’s lending department, known as Zillow Home Loans, or ZHL for short, just rolled out a way for eligible home buyers to ...

Ever wonder where your mortgage payment actually goes each month? Early on, most of it goes toward interest because the outstanding balance is large. Not much actually goes toward paying down your ...

With loan assumptions being a lot more common these days, I decided to build an assumable mortgage calculator. It allows you to compare an assumable mortgage versus a home loan at today’s market rates ...

Mortgage rates are a little better today, but it might not be worth celebrating. The reason isn’t great, as it typically isn’t. This time it’s… Read More »Mortgage Rates Move Lower Thanks to Record ...

Wondering how much equity you have in your home? Then you need to know your loan-to-value ratio, or LTV. And if you have two mortgages, it’s your combined LTV, or CLTV for short. Lenders pay close ...

Wondering how much you need to make to buy a house at a certain price? Well, my “Income Needed to Buy a House Calculator” lets you enter the purchase price and down payment, then determine how much ...

One of the most common questions people ask is how much do you need to put down on a house? The answer is it’s probably less than you think. Potentially a lot less. There are still widespread options ...

You may have seen or heard ads for a “no cost refinance” lately, a mortgage loan program that promises no fees or out-of-pocket expenses when you refinance your existing mortgage. While this type of ...

Below is a list of “mortgage help” topics I feel are beneficial to anyone thinking about buying real estate, getting a mortgage, currently going through the mortgage process, or even those who already ...

One interesting aspect of the home loan process is the sheer number of individuals you’ll work with along the way. You don’t just speak to a salesperson and call it a day. Lots of people are involved ...

It’s that time of the year when I look at what the next year might have in store for mortgage rates. It’s never easy to accurately forecast mortgage rates, and this past year was no exception. The ...