Ever wonder where your mortgage payment actually goes each month? Early on, most of it goes toward interest because the outstanding balance is large. Not much actually goes toward paying down your ...

Below is a list of “mortgage help” topics I feel are beneficial to anyone thinking about buying real estate, getting a mortgage, currently going through the mortgage process, or even those who already ...

Mortgage rates have now fallen for five days in a row. That puts the average 30-year fixed mortgage around 7.375%, a three-week low and roughly… Read More »Mortgage Rates Keep Falling on AI Rout, But ...

Wondering how much equity you have in your home? Then you need to know your loan-to-value ratio, or LTV. And if you have two mortgages, it’s your combined LTV, or CLTV for short. Lenders pay close ...

Wondering how much you need to make to buy a house at a certain price? Well, my “Income Needed to Buy a House Calculator” lets you enter the purchase price and down payment, then determine how much ...

With loan assumptions being a lot more common these days, I decided to build an assumable mortgage calculator. It allows you to compare an assumable mortgage versus a home loan at today’s market rates ...

One of the most common questions people ask is how much do you need to put down on a house? The answer is it’s probably less than you think. Potentially a lot less. There are still widespread options ...

Each month, Fannie Mae releases a forecast for home prices, sales, and mortgage rates, among other things. Between September’s report and October’s, they raised their estimate for the 30-year fixed a ...

If you have an adjustable-rate mortgage, your interest rate may vary from month-to-month, or year-to-year, based on the index associated with your home loan. It is not fixed, like the 30-year fixed ...

Well, it sounds like the new Mesa Homeowners Card got the attention of one of its competitors. Bilt is best known for its credit card that allows its members to earn points on rent, but soon ...

One interesting aspect of the home loan process is the sheer number of individuals you’ll work with along the way. You don’t just speak to a salesperson and call it a day. Lots of people are involved ...

A new startup called “Roam” has launched a service to make assuming a mortgage painless. The company is backed by some prominent real estate figures, including Opendoor co-founder Eric Wu and former ...