ncua.gov

NCUA Releases Research Note on Overdraft, NSF Fees at Credit Unions

The National Credit Union Administration today released a Research Note that provides an analysis of statistics for overdraft and non-sufficient funds fees, and observations on the relationship ...
ncua.gov

Federal Credit Union Operating Fee Schedule for 2025

1 Based on the average of reported assets for the four quarters ending on September 30, 2024, compared to the average of reported assets for the four quarters ending on September 30, 2023. 2 The ...
National Credit Union Administration (NCUA)

NCUA Prohibits Two Individuals from Participating in the Affairs of Any Federally Insured Depository Institution

Alexandria, VA (October 30, 2026) ― The National Credit Union Administration (NCUA) issued two conviction-based prohibitions in October 2026. The individuals named below are permanently prohibited ...
National Credit Union Administration (NCUA)

NCUA Announces Thirteenth Round of Deregulation Proposals

The National Credit Union Administration today announced the thirteenth round of proposed regulatory changes associated with NCUA’s Deregulation Project.
ncua.gov

Simplified CECL Tool for Credit Unions

The National Credit Union Administration is providing a tool to assist small credit unions with determining their allowance for credit losses (ACL) on loans and leases as required under Accounting ...
ncua.gov

NCUA Board Approves Final Rule on Financial Innovation

ALEXANDRIA, Va. (Sept. 21, 2023) – The National Credit Union Administration Board held its eighth open meeting of 2023 and unanimously approved a final rule that amends the NCUA’s regulations ...
ncua.gov

NCUA Proposed Rulemaking Takes Further Action to Solidify Removal of Use of Reputation Risk

ALEXANDRIA, VA (October 20, 2025) – Today the National Credit Union Administration (NCUA) issued a notice of proposed rulemaking to codify the elimination of reputation risk from its supervisory ...
ncua.gov

NCUA Issues Two Prohibition Orders and One Consent-Based Prohibition

ALEXANDRIA, Va. (July 31, 2025) – The National Credit Union Administration issued one consent-based prohibition order and two prohibition notices in July 2025. The individuals named below are ...
National Credit Union Administration (NCUA)

NCUA Releases 2027–2028 Proposed Budget, Sets November 17 Public Hearing

The agency will hold a public budget hearing at its Central Office on Tuesday, November 17, beginning at 10 a.m. Eastern. The ...
ncua.gov

CUSOs at a Glance

CUSO at a Glance is an annually updated quick-look at the key facts and figures of credit union service organizations, or CUSOs, that are registered with NCUA.
ncua.gov

NCUA Research Examines Credit Union Exposure to Climate-Related Physical Risks

The National Credit Union Administration’s Office of the Chief Economist today released a Research Note finding that roughly one-quarter of all federally insured credit unions are in communities ...
ncua.gov

Member Account Deposit Reconciliation Practices

2016 Letter to Credit Unions on Member Account Deposit Reconciliation Practices ...