OCC GENIUS Act Rule Leaves Room for Ambiguity on Yield On Wednesday, the OCC issued a final rule implementing the GENIUS Act, which establishes a ...

Acknowledging that current liquidity regulations make liquidity largely unusable, policymakers are considering revisions to the rules. [1] This note argues for the recognition of central bank ...

BPI issued the following statement regarding an OCC report that was released today on access to banking services. “The ...

Washington, D.C. – Today, the OCC issued a final rule implementing the GENIUS Act, which establishes a regulatory framework for payment stablecoins. The GENIUS Act prohibits issuers from paying yield ...

The Bank Policy Institute [1] is writing in response to the notice of proposed rulemaking issued by the U.S. Department of the Treasury regarding the implementation of Section 3 of the Guiding and ...

In a speech on Wednesday, Federal Reserve Vice Chair for Supervision Michelle Bowman highlighted recent supervision restructuring efforts and takeaways from the independent review of Silicon Valley ...

Blog Posts Supervision & Enforcement BPI, European University Institute Conference Explores the Evolving Landscape of Bank Supervision and Regulation W. Scott Frame, Bill Nelson and Sam Riley May 28, ...

Press Charters BPI Statement on Litigation Over National Trust Bank Charters Sam Fabens October 3, 2026 Washington, D.C. – BPI Executive Vice President & Co-Head of Regulatory Affairs, Paige Pidano ...

BPI recently filed a comment letter with the Federal Reserve in response to its request for comment on a proposed reporting template designed to provide the Fed with information to monitor bank ...

Press SLR and eSLR BPI Statement on Leverage Ratio Changes Tara Payne November 25, 2025 Washington, D.C. — The FDIC today finalized changes to the enhanced supplementary leverage ratio, an important ...

A crucial policy question raised about stablecoins – particularly stablecoins that pay interest or economically equivalent rewards – is how they will affect demand for bank deposits. That question is ...

Daniel Grodzicki is Senior Vice President and Senior Economist at the Bank Policy Institute. At BPI, his work focuses on policy and regulatory issues related to consumer credit and bank regulation.