Secured credit cards offer the option to build credit and establish a good credit history. At the same time, you get the convenience of a credit card to make payments online and in stores. Secured ...

Paul Soucy has led the Credit Cards content team at NerdWallet since 2015 and the Travel Rewards team since 2023. He was an editor with USA Today, The Des Moines Register and the Meredith/Better Homes ...

Wondering how to build credit with no credit? A secured credit card could be the answer you’ve been looking for! Click “Show ...

If you're looking for opportunities to build a positive credit score, consider a secured credit card. A secured credit card is a credit-building product designed for consumers with low credit scores.

Secured credit cards and unsecured credit cards feature many similar benefits. Both types of credit cards have the potential to help you establish a credit history and build your credit score. They ...

Closing a credit card can increase your credit utilization rate and drive down your credit score. As a result, keeping your ...

A secured card is a type of business credit card that requires a cash deposit as collateral, which serves as the card's credit limit. This type of card is often used by businesses that are new, have ...

The entrepreneurial spirit is alive and well. In 2021 and 2022, Americans filed nearly 10.5 million applications to launch new businesses, the two highest years for new business applications ever ...

A secured card requires a cash deposit. The deposit reduces the risk to the issuer, making these cards an option for people with bad credit. Many or all of the products on this page are from partners ...

Holly Johnson is a credit card expert and writer who covers rewards and loyalty programs, budgeting, and all things personal finance. In addition to writing for publications like Bankrate, CreditCards ...