Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

Both products provide financing with traditionally low rates, but there are unique benefits and downsides to both.

More lenders are approving home equity loans without traditional appraisals, cutting weeks off the process. Here's how ...

Many owners are considering tapping their condo's equity as costs rise, but the borrowing rules may surprise you.

If you've had your mortgage for a while or have built equity in your home, you may have considered refinancing. Refinancing is when you take out a new home loan to pay off the existing one to ...

The rate on a 30-year fixed refinance slipped to 6.27% today, according to the Mortgage Research Center. Rates averaged 5.33% ...

Say your home is worth $400,000. Lenders will typically allow you to borrow between $320,000 to $340,000, including your ...

Mortgage Research Center. For 15-year fixed refinance mortgages, the average rate is 5.37%, and for 20-year mortgages, the ...

Declining mortgage rates in late 2025 are boosting refinance and home equity borrowing, with homeowners holding $11.2T in tappable equity.

Portable mortgages aren’t likely, experts say. Here’s what homeowners with low mortgage rates can do to keep or maximize ...

When mortgage rates drop even one single percentage point, a refinance may help you see a noticeable difference in your monthly payment and total loan costs.