If you've had your mortgage for a while or have built equity in your home, you may have considered refinancing. Refinancing is when you take out a new home loan to pay off the existing one to ...

Following a major spike in inflation — the highest it's been in decades — the Federal Reserve last year elected to raise its federal funds rate to its highest point in 23 years in response. That ...

More than four million borrowers could potentially benefit from locking in a lower rate. Here’s what to consider.

US mortgage refinancing surged last week by the most since the early days of the pandemic as borrowing costs continued to drift lower. The Mortgage Bankers Association’s refinancing index jumped 34.5% ...

Refinances rose to 26% of originations last month, though purchase activity is beginning typical seasonal decline Homeowners were quick to refinance in July, taking advantage of nearly a quarter-point ...

Mortgage refinance rates have been moderating in response to rising layoffs and worries about a potential economic downturn. Despite the recent dip in rates, experts don’t expect another refinancing ...

Mortgage applications posted a modest increase last week, even as rates ticked slightly higher. According to MBA’s Weekly ...

The average mortgage refinance rate on a 30-year mortgage is 6.95%, as of November 13, 2025, according to Zillow. The average ...

US mortgage refinancing surged last week by the most since the early days of the pandemic as borrowing costs continued to drift lower. The Mortgage Bankers Association’s refinancing index jumped 34.5% ...