Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

Both products provide financing with traditionally low rates, but there are unique benefits and downsides to both.

The rate on a 30-year fixed refinance slipped to 6.27% today, according to the Mortgage Research Center. Rates averaged 5.33% ...

Mortgage Research Center. For 15-year fixed refinance mortgages, the average rate is 5.37%, and for 20-year mortgages, the ...

More lenders are approving home equity loans without traditional appraisals, cutting weeks off the process. Here's how ...

With home equity levels currently high, homeowners should consider leveraging their equity strategically in 2026.

Say your home is worth $400,000. Lenders will typically allow you to borrow between $320,000 to $340,000, including your ...

If you've had your mortgage for a while or have built equity in your home, you may have considered refinancing. Refinancing is when you take out a new home loan to pay off the existing one to ...

Declining mortgage rates in late 2025 are boosting refinance and home equity borrowing, with homeowners holding $11.2T in tappable equity.

When mortgage rates drop even one single percentage point, a refinance may help you see a noticeable difference in your monthly payment and total loan costs.

The reasons some homeowners would consider alternative financing offered by these companies is that homeowners might have low-interest mortgages and these homeowners don’t want to get rid of ...