The current average mortgage rate on a 30-year fixed mortgage is 6.21%, according to the Mortgage Research Center. The ...

4. Pay extra on the loan. If you get extra income through a second job, a bonus or tax returns, consider putting that toward ...

Personal loans can be a useful financial tool, but their value depends on your specific needs and circumstances. So are personal loans worth it? It’s important for you to understand the pros and cons ...

Carrie Pallardy has more than nine years of experience writing about a range of topics, including healthcare and cybersecurity. Her expertise includes personal finance, insurance, real estate, and ...

Consolidating credit card debt with a personal loan means taking out a new personal loan, using the loan proceeds to pay off credit card balances and then paying off the new loan. Consolidating ...

Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics. Angelica previously held editing ...

Fewer people with federal student loans are making payments on their debt. Around 10.3 million borrowers were enrolled in a payment pause known as a forbearance in the third quarter of 2025, up from ...

Online lenders tend to offer the lowest rates, but you'll want to thoroughly research your options. If your bank or credit union's offer is close to the best, you may be more comfortable going with it ...

Last week, rates on personal loans decreased. Qualified borrowers can still pick up a decent interest rate, providing the opportunity to finance a project, a purchase or unexpected bills. For ...