Those “congratulations, you’re pre-approved” messages can feel flattering and tempting. But behind the easy money is a proper ...

Banks offer many types of loans, from home loans to car loans, to help people meet their financial goals. Among these, ...

Explore current mortgage rates and what they mean for homebuyers.

There are potential benefits and downsides to debt consolidation.

It’s a proposal that sounds good, but it won’t help families build generational wealth. It’s more like being a perpetual ...

People today are living through a time of change and unpredictability. Plans can shift quickly, and financial challenges can ...

President Donald Trump on Nov. 9 appeared to propose mortgages with 50-year terms, an idea that drew criticism from leaders in Washington, researchers and others. “Thanks to President Trump, we are ...

Thomas P. Tokos and Aakash Chohan of Citizens Bank’s Colonie branch often work with clients looking to finance home renovation projects in the Capital Region. Tokos, a senior mortgage loan officer, ...