Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...

SoFi is an online lender that offers a range of products, including large personal loans that you can use for various purposes. SoFi requires a minimum credit score of Does not disclose and an annual ...

A new Bank of America Institute report shows 24% of U.S. households live paycheck to paycheck in 2025, up from last year as inflation continues to outpace wages. Car prices are nearing a historic ...

LendingClub personal loans are a great option for fair- to excellent-credit borrowers looking to consolidate debt or finance large purchases. This lender is an especially good choice for debt ...

Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his extensive derivative trading expertise, Adam is an expert in economics and ...

APY APY stands for Annual Percentage Yield, which is the actual rate of return per year, including compound interest. The APY is typically the rate you'll see featured for the CD you're considering.