The Wells Fargo Reflect® Card has a balance transfer fee of 5%, min: $5, so run the math before you move a balance. But if ...

While carrying a balance on your credit card should never be your first choice, it's growing increasingly unavoidable for ...

Consolidating debt into one loan means one payment per month. This means a quicker and simpler payment than repeatedly paying ...

When a credit card company agrees to accept less than the full amount you owe — say, $20,000 on a $30,000 balance — it’s called a debt settlement. The lender agrees to forgive the remaining $10,000, ...

Have an issue with your financial planner or considering a new one? Email questions or concerns to [email protected].

Minimum payments barely chip away at your balance and allow interest to pile up. Neglecting ways to reduce your interest, like 0% APR periods, hardship programs or rate negotiations, can be costly.

Once a credit card is charged off, you might wonder if you can ever get it back. Here's what really happens next.

Inflation and consumer-goods tariffs continue to push up prices across categories, making 2025 one of the most expensive holiday seasons in recent memory. Meanwhile, U.S. credit card debt has reached ...

Skip interest through 2026, and well into 2027 with this top 0% intro APR credit card. See how the Wells Fargo Reflect card can help you crush debt.

Consumers enter the shopping season with rising delinquencies, shrinking savings and growing reliance on credit.

There's no sign that credit card debt will meaningfully reduce any time soon. Rising credit card debt signals that more ...