Now around for about a decade, pay-advance apps enable users to access relatively small amounts of cash before their paycheck ...

Debt falls on a spectrum. Mortgages and student loans can build long-term value, while high-interest credit cards and payday ...

When you have poor credit or no credit score at all, the idea of securing a loan can feel impossible. But no credit check ...

At question were consumer loans that nonbank lenders were issuing through banks chartered in other states with no caps or very high caps on interest rates.

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Ms. Sarin, a contributing Opinion writer, is a professor at Yale Law School and the president of the Budget Lab at Yale. She served in the Treasury Department during the Biden administration. It was ...

What to Make of Marjorie Taylor Greene’s Surprise Resignation Trusting RFK Jr. Ends ‘in Tears’ Audio By Carbonatix One of America’s worst mistakes was letting the federal government get into the ...

While Jamie Dimon, chief executive at JPMorgan Chase & Co., recently raised concerns about credit-market conditions by noting that “when you see one cockroach, there are probably more,” there have not ...

Consumer debt headlines can be misleading; when adjusted for population, wages, and inflation, debt service remains manageable and below pre-2008 levels. Delinquency rates are rising in credit cards ...