Rolling high-interest debt into a HELOC looks efficient. The rate is lower. The payment is smaller. But the risk is enormous. Credit cards are unsecured. A HELOC is not. Converting consumer debt into ...

Washington money writer can afford to pay off his student loans, but he chooses not to. Here's how to figure out whether his ...

The convenience of one-click purchases and “buy now, pay later” loans is making it easier for people to shop — and shop and ...

Paying off debt takes time, focus, and a few smart strategies that make the process feel doable. The people who succeed the ...

Consolidating debt into one loan means one payment per month. This means a quicker and simpler payment than repeatedly paying ...

About half of all Americans have credit card debt, and the amount they owe continues to grow each year. However, roughly the ...

While carrying a balance on your credit card should never be your first choice, it's growing increasingly unavoidable for ...

The Wells Fargo Reflect® Card has a balance transfer fee of 5%, min: $5, so run the math before you move a balance. But if ...

If you've missed your credit card payment deadline by a day or two, don't panic. A lapse of just a couple of days won't affect your credit score. You might even be able to get your credit card ...

Debt falls on a spectrum. Mortgages and student loans can build long-term value, while high-interest credit cards and payday ...

Here’s an overview of the various ways you can make a mortgage payment, plus tips on how to pay on time, every time.

Many Indiana holiday shoppers are still paying off credit card debt from last Christmas. A new Nerd Wallet survey reveals 31% ...