Dave Ramsey is a bestselling author who created the baby steps formula for getting out of debt. It's helped many people, including one person in the Dave Ramsey subreddit. A Redditor shared her ...

Tools like balance transfer cards, loan refinancing, and nonprofit counseling can help Americans cut interest and pay off ...

Organize your finances so you can PAY OFF DEBT fast! You can download my TOTALLY FREE printable budget binder here! Yes. That’s me! Since we are getting all up in ...

Debt levels in the U.S. are climbing higher than ever, and the strain is being felt across millions of households. Borrowers are carrying larger balances overall in terms of their debt loads, and ...

My husband is 40 and I am 44. When we got married a year ago, I was aware that he had about $67,000 in student-loan debt as well as credit-card debt from living paycheck-to-paycheck. He never ...

Even in a favorable economy, owing $30,000 in debt can feel overwhelming. But it's even harder in a challenging economy with elevated interest costs. That's especially the case now, with average ...

Olivia Peluso is an experienced journalist with over 1,500 published stories across personal finance, economics, and public policy. Pekic / Getty Images Tax refunds aren't free money. They're ...

Think millionaires live debt-free? Think again. Some millionaires still opt to carry mortgage loans and auto loans. Some carry business loans — or even student loans. In fact, the Education Data ...

My husband is 40 and I am 44. When we got married a year ago, I was aware that he had about $67,000 in student-loan debt as well as credit-card debt from living paycheck-to-paycheck. He never ...