It’s probably not the first thing or even the millionth thing that comes to mind when you think about Christmas, but for me, it’s right at the top of the list. It was Christmas 2012, the first time I ...
Dave Ramsey is a bestselling author who created the baby steps formula for getting out of debt. It's helped many people, including one person in the Dave Ramsey subreddit. A Redditor shared her ...
The “snowball method” is going viral on TikTok, with its creator claiming it’s the fastest way to pay down debt. Dave Ramsey, the famed finance expert who is the brains behind the budgeting hack, ...
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‘His income is limited’: Should I pay $800 a month towards my husband’s $67,000 student debt?
My husband is 40 and I am 44. When we got married a year ago, I was aware that he had about $67,000 in student-loan debt as well as credit-card debt from living paycheck-to-paycheck. He never ...
If you have experience with credit card debt, you may know that it can get frustrating quickly. That's because in most cases, minimum payments are calculated as 1% of your balance plus interest. So, ...
Getting married means merging your life to your spouse’s — and often, that includes your financial future. But are you responsible for debts your partner racked up before the wedding? That's the ...
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