Can you negotiate a settlement on a payday loan? What borrowers should know

Explore your debt relief options and find the right path out of debt now.
Florida Realtors

Good vs. Bad Debt: What Buyers Should Know

Debt falls on a spectrum. Mortgages and student loans can build long-term value, while high-interest credit cards and payday ...

Paycheck to Paycheck, but Can't Wait That Long: The Rise of Pay-Advance Apps

Now around for about a decade, pay-advance apps enable users to access relatively small amounts of cash before their paycheck ...

Best Debt Consolidation Loans

A debt consolidation loan can help you streamline credit cards and other high-interest debt, but favorable terms often ...

She Was 'Recycling Payday Loans' And He Spent $92,000 On In-Game Skins. A Financial Auditor Says Their $168,000 Debt Is 'Absolutely Insane'

Cassie, 29, and Andre, 33, from Oklahoma earn about $4,600 a month after taxes and bring in an extra $900 from a roommate.

Struggling families say payday lenders often unwilling to negotiate missed payments

NBC 5 Investigates talks to the payday loan industry, sparking a conversation that could bring hope to families struggling to ...
Opinion
AFRO American NewspapersOpinion

Don’t let predatory debt traps rob the holiday season’s joy

Charlene Crowell, a senior fellow at the Center for Responsible Lending, warns that app-based payday lending products such as Buy Now, Pay Later and Earned Wage Access trap financially vulnerable ...

After my divorce I was left with a truck that’s more than $7K underwater. Here are the smartest ways to handle the debt and protect your finances

This option works best if you can cover the $7,000 gap and switch to a lower-cost vehicle. If you have the savings to wipe ...

Half of Americans Plan to Take on Holiday Debt. Here’s How to Avoid It

As the holiday season fast approaches, many Americans are already bracing for a financial hangover that could last well into the new year. Gallup’s latest holiday forecast shows Americans plan to ...