Perhaps interest rates have dropped enough to pull the trigger. Maybe you want to tap your equity to fund a major home remodel.Or shorten your mortgage term and save thousands on interest. Or pay down ...

If you've been paying any attention to the financial news, you know that the Federal Reserve Board chose to lower the federal funds rate in September. Although this doesn't have a direct impact on ...

Refinancing a home can be a very smart financial move for many homeowners looking to lessen the burden of paying a loan. It involves replacing your current mortgage with a new one that has favorable ...

If you bought a home in the US in the past few years, a period when mortgage rates surged to their highest levels in more than two decades, you probably had a plan: “Date the mortgage rate and marry ...

Mortgage rates started to climb in late 2021. As a result, refinance activity decreased gradually and subsided altogether by 2023. During the initial quarter of 2023, the number of new loans initiated ...

In fact, you might not even have to leave your house or pick up a phone to complete the entire refinancing process! Some of our favorite mortgage companies that offer refinance loans have streamlined ...

Refinancing your mortgage can be a sound financial decision. But is it the right move for you? It depends on your unique situation, current market conditions, and what you’re looking to gain from the ...

Refinancing a mortgage temporarily lowers your credit score. Refinancing can affect your credit score for up to one year while remaining on your credit report for up to two years. To best protect your ...

A rate-and-term refinance can help you lock in a better interest rate or a more favorable loan term. Refinancing is a time-tested financial move that can lower your mortgage payments by securing a new ...