HELOC interest rates have declined multiple times in the opening months of 2025. Here's when they could fall again.

While HELOC interest rates have ticked up in recent weeks, there are still smart ways to get a rate below 8% now.

With HELOC rates down around two points from where they were in 2024, experts recommend making these four moves now.

Ashley is a lead editor of mortgages and loans at Forbes Advisor. She graduated from Utah Tech University with a bachelor’s in English with an emphasis in creative writing. She began her career ...

There are several ways for homeowners to tap into the equity they’ve built in their properties. One option is a home equity ...

If you're looking to fund a home improvement project or repair, a home equity loan can be an affordable way to do so. Compared with other options, interest rates on home equity loans are usually ...

The post Millions of Americans Blocked From Accessing $731 Billion in Home Equity Thanks to Negative Credit 'Shocks' appeared ...

A balance transfer credit card allows you to transfer your credit card balance from one card to another, consolidating your ...

Home equity has long been a safety net for homeowners—but "negative credit shocks" are leaving them unable to tap equities ...

Because a HELOC allows homeowners to borrow only what they need, you can take out a smaller amount and save on interest. HELOCs also have lower interest rates than personal loans and give you more ...

That’s because it makes monthly payments more manageable by stretching them out over three decades, and it provides the peace of mind of a fixed interest rate. However, while a longer repayment period ...