Paying off debt takes time, focus, and a few smart strategies that make the process feel doable. The people who succeed the ...

Automatic credit card payments promise peace of mind, but the wrong settings can quietly trigger fees, higher interest ...

Many Minnesotans entered the new year with a budgeting task: how to pay off credit card bills from the holidays. More than a third of Americans took on new holiday debt this season, putting an average ...

CHICAGO (WLS) -- Credit card interest rates are near record highs and now a new Bankrate survey finds nearly one in four Americans with credit card debt believe they'll never pay it off. And about 45 ...

I have $12,000 in credit-card debt due to multiple home and auto repairs and a large medical bill. Because of a downturn in my industry, my pay was cut 30%. I always try to only spend what I have, ...

When a credit card company agrees to accept less than the full amount you owe — say, $20,000 on a $30,000 balance — it’s called a debt settlement. The lender agrees to forgive the remaining $10,000, ...

Home equity loans and home equity lines of credit (HELOCs) have lower interest rates than credit cards. That can lead some homeowners to use them to pay down large credit card bills. But this method ...

If you've ever owned a credit card before, chances are you're familiar with the term "APR," or annual percentage rate. For specifically credit cards, your purchase APR is essentially your interest ...