*Some of the requirements set by the Federal Housing Administration (FHA) to qualify for their home loans—favorable credit score, minimum down payment, and low debt-to-income (DTI) ratio—may not ...

Years ago, the Federal Housing Administration helped finance thousands of loans for manufactured housing. An effort to ...

Buying a home can feel overwhelming, especially when you're trying to decide which mortgage program is right for you. When ...

VA loans and FHA loans both aim to make homeownership more accessible, but they serve different groups and have distinct rules. VA loans, backed by the Department of Veterans Affairs, are available to ...

Frank Cassidy, who is currently principal deputy assistant secretary at the Department of Housing and Urban Development, will ...

Senate committee advances Frank Cassidy and Joseph Gormley as FHA and Ginnie Mae leaders, with industry groups urging prompt ...

If you've had your mortgage for a while or have built equity in your home, you may have considered refinancing. Refinancing is when you take out a new home loan to pay off the existing one to ...

The average first-time homebuyer is now 40 — a record high. Here’s why it’s happening and how you can take steps to buy your ...

See what the 2026 conforming loan limit is in your county and learn how it affects mortgage eligibility and financing options ...

HUD’s RFI on reverse mortgage programs highlights an industry focus on mortgage insurance costs and liquidity constraints.

High-cost areas such as L.A., Orange and San Diego counties receive a second-tier loan limit, named high-balance or jumbo ...

In some markets, one property can have up to four dwellings and still be financed with traditional residential loans. Financing a multiunit property is similar to taking out a mortgage for a ...