There are potential benefits and downsides to debt consolidation.

If you're in debt call the Consumer Credit Counseling Service. They have certified counselors who can help you for free - and it's confidential. If they help you with a debt management plan - where you pay CCCS and they pay your creditors - there is a cost.

According to late 2023 data from the Federal Reserve Bank of St. Louis, more Americans are struggling financially than ever. Credit card debt is particularly severe, having reached levels not seen since the Great Recession. The World Economic Forum ...

Consider debt relief: For borrowers facing multiple medical balances — or a mix of medical and credit card debt — debt relief companies can help negotiate lump-sum settlements with collectors. This can reduce what you owe and create a faster path toward resolution.

Military service means making a lot of sacrifices for your country—including financial sacrifices. If you find yourself in debt after you leave the service, you’re not alone. The good news is you don’t have to stay that way. There are many ways for ...

Following a brief pause during the COVID-19 pandemic when consumers reined in credit card spending, Americans are once again piling up the debt. Many are also looking for ways to manage that debt — especially in states like Nevada, Virginia and Delaware.

The intelligent technical debt helper bot system of claim 1, wherein the artificial intelligence neural network model is trained on a set of predetermined coding rules, a set of computer program code having zero technical debt, historical technical debt data, or combinations thereof.