About half of all Americans have credit card debt, and the amount they owe continues to grow each year. However, roughly the ...

The trade group representing debt collection agencies, creditors, debt buyers, collection attorneys, and debt collection industry service ...

The Latino engagement group Somos Votantes Education Fund partnered with the national nonprofit Undue Medical Debt to write ...

You might be able to negotiate debt settlement with your lender, either by yourself or with the help of a credit counselor or debt settlement company. There are even AI tools that will negotiate for ...

Medical bills can quickly spiral, so you need to understand your legal exposure if the debt goes to collections.

It may seem like the easiest way out of devastating debt, but the consequences of declaring bankruptcy can be severe and long-lasting.

Minimum payments barely chip away at your balance and allow interest to pile up. Neglecting ways to reduce your interest, like 0% APR periods, hardship programs or rate negotiations, can be costly.

Credit cards offer valuable protections for retirees, from fraud prevention to travel convenience. But carrying balances transforms these helpful tools into expensive burdens ...

Senate Bill 1061 (SB 1061), authored by Senator Monique Limón (D-Santa Barbara) and sponsored by Attorney General Bonta, went into effect on January 1, 2025, and protects consumers from having their ...

Consumers facing high costs may be tempted by buy now, pay later (BNPL) and deferred-interest credit card offers • Advocates ...

It’s not everyday that a caller leaves the hosts of The Ramsey Show completely shocked, but that’s exactly what happened when Dave Ramsey and John Delony met Thomas from South Dakota. Thomas, who is ...

The double whammy of rising debt and interest rates exacerbates the debt problem. The average annual percentage rate (APR) ...