A debt consolidation loan can help you streamline credit cards and other high-interest debt, but favorable terms often ...

There are potential benefits and downsides to debt consolidation.

Your credit report is a critical part of your financial profile, used to generate the credit score that determines approvals and interest rates for credit cards, auto loans, mortgages and more.

Before applying for a debt consolidation loan, ensure you meet lender requirements. Many set a minimum credit score, maximum ...

Americans were buried under a record $1.23 trillion in credit card bills in the third quarter of 2025, according to the New York Fed, an increase of $67 billion from one year earlier. Overall, ...